Sunrise Dental Chatswood

Health Funds at Sunrise Dental Chatswood

Private health insurance can make dental care more affordable, but only if you’re able to use your benefits easily. At Sunrise Dental Chatswood, we aim to keep things simple.

We accept all Australian private health funds, so you can focus on your dental health rather than paperwork or confusion. Whether you’re coming in for a routine check-up or more involved dental treatment, we’ll help you make the most of your extras cover.

We Accept All Major Health Funds

There’s no need to check whether your insurer is “on the list.” If you have private health insurance with dental extras, you can use it with us.

This includes (but isn’t limited to):

  • Bupa
  • Medibank
  • HCF
  • nib
  • HBF
  • AHM
  • GMHBA
  • Teachers Health
  • Defence Health
  • CBHS
  • UniHealth

Even if your fund isn’t listed above—you’re still covered. We work with all health funds across Australia.


Easy On-the-Spot Claims with HICAPS

We use HICAPS for fast, convenient claims—your rebate processes instantly at checkout.

Here’s how it works:

  • Your claim is submitted electronically during checkout
  • You pay only the gap (if any)
  • No forms, no waiting, no follow-up required

It’s quick, straightforward, and one less thing to worry about after your visit.

What Dental Treatments Are Usually Covered?

Coverage depends on your specific health fund and level of extras, but many policies include benefits for:

  • Dental check-ups and professional cleans
  • X-rays and preventive treatments
  • Fillings and extractions
  • Gum treatment
  • Some major dental procedures

If you’re unsure what your policy includes, our team is happy to help you understand your entitlements before treatment begins.

Not Sure How Much You Can Claim?

You’re not alone—health fund limits can be confusing. If you’d like, we can:

  • Check your remaining benefits
  • Explain your rebate levels
  • Provide a clear treatment plan with estimated out-of-pocket costs

That way, there are no surprises, and you can make informed decisions about your dental care.

Using Your Health Fund Before Benefits Reset

Most dental extras reset on 1 January, and unused benefits don’t roll over. Many patients choose to book appointments towards the end of the year to avoid losing what they’ve already paid for through premiums.

If you’ve been delaying a visit or have unused benefits remaining, it may be worth scheduling an appointment sooner rather than later.


Dental Care Made Simple in Chatswood

At Sunrise Dental Chatswood, our goal is to make high-quality dental care accessible and stress-free. Accepting all health funds is part of that commitment.

If you have private health insurance and are looking for a trusted dentist in Chatswood, our team is here to help—from checking your benefits to providing comfortable, professional care at every visit.

Frequently Asked Questions

Do you accept all health funds?

Yes. Sunrise Dental Chatswood accepts all Australian private health funds, so you can use your dental extras regardless of your insurer.

Can I claim my health fund rebate on the spot?

Yes. We use HICAPS, which allows instant electronic claiming at the time of your appointment. You only pay the gap (if any).

What dental treatments are usually covered by health funds?

Most extras policies cover services like check-ups, cleans, X-rays, fillings, extractions, and preventive treatments. Coverage depends on your individual policy.

How do I check how much dental benefit I have left?

You can check through your health fund app, online portal, or by calling your insurer. Our team can also help check your remaining benefits during your visit.

Do unused dental benefits roll over to next year?

No. Most private health insurance extras reset on 1 January, and unused benefits usually expire at the end of the calendar year.

Can I use my health fund for major dental treatments?

Many health funds provide rebates for major dental, but it depends on your level of cover and waiting periods. A treatment plan can help clarify costs and rebates.

Do I need a referral to use my health fund benefits?

No referral is needed. You can book directly and use your extras cover for eligible dental services.

Can you tell me my out-of-pocket cost before treatment?

Yes. We can provide a clear estimate so you understand your rebate and any gap payment before treatment begins.

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